Jodi MorrisAZ License 1461741First licensed in Arizona in 2001Property, Casualty and LifeServing Phoenix and the East Valley
Drivers in Glendale, AZ log long commutes and face vehicle theft well above the state rate, and many homes there date to the 1980s. I'm Jodi Morris, first licensed in Arizona in 2001. Tell me what's on your mind about your car, your home or your business, and I'll help you sort it out.
Glendale Glitters holiday lights in historic downtown Glendale, AZ. Photo: Glendale Glitters by Gage Skidmore.jpg by Gage Skidmore, CC BY-SA 3.0, cropped.
Weighing which insurance agent to call in Glendale, AZ? Start with the road: theft is high and commutes are long, so comprehensive coverage and liability limits come first. Then the house, since a typical home in Glendale, AZ was built in the mid-1980s, and the city's home business license, which catches people who work from a spare bedroom.
According to the FBI's Crime Data Explorer, Glendale police reported 816 vehicle thefts in 2025, a rate of 313.2 per 100,000 residents against 183.3 statewide. Comprehensive coverage is the part of an auto policy that usually responds to theft, and it's optional, so check that yours has it.
Per the Census Bureau, workers in Glendale, AZ average a 27.7-minute commute and only 14.4% work from home. More time on the road raises the stakes on liability limits, and the Arizona minimums in ARS 28-4009 were set by statute, not by what a serious crash costs.
Sources: Census Bureau, travel time, Census Bureau, commuting, ARS 28-4009
According to the Census Bureau, the median home in Glendale, AZ was built in 1986 and the median value is $387,500. The City of Glendale runs a floodplain management program and publishes its flood information, and a standard home policy still leaves flood out, so check your address on FEMA's flood map.
Sources: Census Bureau, year built, Census Bureau, home value, City of Glendale floodplain management, FEMA flood map
The City of Glendale requires a business license for any business with a physical location in the city and for home-based businesses, $25 to start and $25 a year. The Census Bureau counted 3,807 establishments in Glendale, AZ in 2022. Work done from home often falls outside a homeowners policy.
Sources: City of Glendale business licenses, 2022 Economic Census, Glendale
High theft and long commutes put comprehensive coverage and liability limits at the top of the list. Home and auto coverage, explained
The city licenses home businesses, and a homeowners policy rarely covers business property or liability. How business insurance works
If your family depends on your paycheck, term and permanent coverage are worth laying side by side. Life insurance in plain words
Driving a long commute out of Glendale, AZ? Ask me to look at your limits with you.
Sources: NOAA Storm Events Database, FBI Crime Data Explorer, Glendale
Only if the policy includes comprehensive coverage, which Arizona law doesn't require. A liability-only policy doesn't pay for your own car if it's stolen.
Yes, according to the City of Glendale, home-based businesses need a business license. Insurance is separate: ask whether your homeowners policy covers any business property or liability at all.
Your car, your home or the business you run from it: tell me what's on your mind and I'll take it from there. Or just call me.
Arizona Insurance Producer License No. 1461741 (NPN 1461741)
